Average Rates as of 09/05/10
30 yr Fixed:
6.15%
15 yr fixed:
5.85%

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Refinance
  • FHA Mortgage Refinance
  • FHA Streamline Refinance
  • FHA Secure Program
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  • Chapter 13 Bankruptcy
  • Foreclosures
  • FHA Mortgage to Purchase a Home

    You can apply for a low fixed-rate FHA mortgage to purchase a home with as little as 3% down.

    In order to start the process, we will need the following:

    • 30 days worth of paystubs
    • If you are a W2 employee:
      • Last 2 years W-2's
    • If you are self-employed:
      • Last 2 years tax returns
    • Copies of social security, pension, and/or retirement
    • Last 2 months bank statements
    • Current investment account statements
    • Letter of Explanation for any credit problems
    • Copy of Bankruptcy and discharge paperwork (if applicable)
    • Divorce decree and any settlement paperwork (if applicable)
    • Copy of your Drivers License and Social Security Cards.
    • Name, Address and phone number of your Landlord for the past 12 months.
    • Copy of your Sales Contract with Listing and Selling Agent phone Numbers
    • Clear Termite Report
    • Well and Septic Certifications (if applicable)

     

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    FHAMortgageDirect.com is not a part of HUD or FHA. Loans are insured by the Federal Housing Administration (FHA) for those that qualify.